I clicked through to AHIP and then the CBO link from November 2009 they gave. After finally finding the information pertaining to my situation, I also read your piece about the Chamber and stop-loss coverage over on The Center for Public Integrity.

My first concern was that I have low income, but cannot use Medicaid as I would have to empty my savings to qualify. No savings means I can’t pay my property tax. I refuse to lose my house to health insurers if I can help it.

I finally found in a footnote that people in my situation would be ineligible for subsidies; however, it seems I can buy insurance on the exchange without subsidy but with a cap of somewhere between 2 and 5% of income. So, I guess that relieves some of my fear over this.

The bad news is, as you wrote about in the other piece, is that all the monied interest are still busy carving out deals for themselves. I feel certain that if in 2014 I get a remotely reasonable deal, it will be lobbied away in future years.

Whether I can obtain insurance, though, Washington seems oblivious to the fact that an actuarial value of 60% still leaves people like me completely exposed to bankruptcy, to losing everything including my home. How legislators can congratulate themselves for solving healthcare affordability is beyond my comprehension.

Wanted to let you know, though, I appreciate your efforts for real reform.

Thanks.